ADAMS & ADAMS INSURANCE DEPARTMENT: TAILOR-MADE PACKAGES FOR SMES & INDIVIDUALS
Insurance provides cover for losses arising from insured events which may happen in the future. Against an agreed premium, the risk of an insured event arising is transferred from the insured to the insurer. Insurance is, therefore, a critical risk mitigation component to both businesses and individuals alike. In practice, insured events triggering insurers policies to respond are not always clear-cut. This is largely due to the complex wording of insurance policies and the significant information asymmetry between an insurer (company providing the cover) and the insured (individual / company enjoying the cover). Unfortunately, many SMEs and individual clients do not have the financial muscle to take on the large insurance companies who have rejected their claims, leaving them to absorb the losses on their own. It is for this reason that Adams and Adams’ Insurance team offers tailor-made packages for SMEs and individual clients whose insurance claims have been rejected.
Tailor-made packages apply to:
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- SMEs
- Individuals
SERVICES AND COST ESTIMATIONS:
Up-front payment is mandatory. No professional service will be rendered unless such payment is made in full.

Insured’s Failure to Give Prompt Notice and Pre-Notice Alteration of Damaged Property Held to Bar Coverage as a Matter of Law
In Global Approach, Inc. v. Scottsdale Insurance Co., 2026 WL 1513430, a United States federal district court granted summary judgement in favour of a property insurer on the entirety of the insuredâ€...
August 18 2026
Litigation privilege and insurer-commissioned expert reports: A recent reaffirmation
Introduction A recent High Court judgment has reaffirmed the protection afforded by litigation privilege to expert reports commissioned by insurers in the context of pending litigation. The case conce...
August 13 2026
Protests Inside Shopping-Centres: Risks For Centre Management, Shoppers and Employees
Public protest is a protected constitutional right in South Africa. However, when protest action moves from traditional public spaces into privately owned commercial environments such as shopping-cent...
March 23 2026

