Ten Judgments, One Playbook: What Insurers Need to Know About US Coverage Trends
Over the past few months, Jean-Paul Rudd, Partner at Adams & Adams, has unpacked ten US judgments shaping how courts read policy wording, apply exclusions and define the limits of indemnity. From consent-to-settle risk to contextual interpretation of exclusions, this collection distils the principles insurers need on their radar.
Insurance coverage disputes often turn on the precise construction of policy wording, the application of exclusions and the scope of an insurer’s obligations. This serious looks beyond the outcome of each US judgement to unpack the legal principle at work, and why it matters when assessing coverage disputes here.
Explore the articles below to see how courts are interpreting coverage, where the limits of indemnity are being drawn, and the issues that can determine whether cover responds.
01. Consent-t0-settle clauses and the risks that arise when a policy covers multiple insureds
02. Water Exclusions Defeat Coverage Despite Framing
03. Insurer May Fund Independent Legal Representation for Insureds
04. Illinois Court Ruling on Pollution Exclusion in Liability Policy
05. US Court Backs Insurer Over Delayed Loss Reporting
06. US Court Orders Policy Reform After Exclusion Omission
07. Liability Policy Cover for Abuse of Process Claims
08. Commercial General Liability Insurance and Deliberate
09. Contractual Liability Exclusions: Separate Assessment RequiredConduct
10. Contextual Interpretation of Policy Exclusions
Ten Judgments, One Playbook: What Insurers Need to Know About US Coverage Trends
Over the past few months, Jean-Paul Rudd, Partner at Adams & Adams, has unpacked ten US judgments shaping how courts read policy wording, apply exclusions and define the limits of indemnity. From ...
September 28 2026
The Reckless Trading Risk: What D&O Insurers Should Know About Director Liability
Introduction A September 2026 High Court judgment has reaffirmed and applied the statutory framework for holding company directors personally liable for reckless trading and conduct calculated to defr...
September 21 2026
Contextual Interpretation of Policy Exclusions: Court Confirms that a Broadly Worded Property Exclusion Does Not Extend to Copyright Infringement
In Nichole Sliney Realty Team, Inc. v. Mount Vernon Fire Insurance Company, Judge F. Dennis Saylor IV of the United States District Court for the District of Massachusetts granted a motion for judgmen...
September 21 2026